When To Stop Chasing Money

Chasing money can be toxic unless…

Marc Guberti
5 min readJan 13, 2021

It’s no secret that we need money, and studies suggest money buys happiness. However, there is a cap to how much money buys happiness and how much money we need for our lifestyles.

Researchers pegged the number at $75,000. Any money over $75,000 doesn’t add to your happiness. More money leads to more experiences, but the money accumulation itself doesn’t provide additional happiness.

This is where we get into the toxicity of chasing money and hustle culture as a whole. Hustle culture will tell you to chase every dollar you can get your hands on at the expense of friendships, entertainment, and fun in general.

Get the money you need, and then you can actually start to have a life. That’s how the logic goes for many people in hustle culture with a mentality focused on chasing money.

Money will always be an important part of our lives, and we should make necessary efforts to increase our income, but we must be careful to not go too far into this journey and lose sight of what we’re sacrificing.

If you’re sacrificing Netflix binges by yourself in the middle of the night or parties with sketchy crowds, that’s one thing.

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Marc Guberti

Personal finance freelance writer -- I write articles for clients on finance, digital marketing, and other topics