The Goal Of Making Money Is Living Your Dream Life

Get clear on your dream life and how money you need to get there

Marc Guberti
3 min readOct 30, 2020


Your relationship with money matters. The way you spend your money determines your present and future lifestyle.

And it doesn’t matter how much money you have. Some people will never have enough money because they spend it foolishly.

You don’t have to win the lottery to live your dream life. You just have to do some basic math to figure out how much you need.

Many people in the online marketing space talk about making 6-figure and even 7-figure incomes. But you don’t need to make that type of money to live a wonderful life.

The first step is calculating your annual expenses in an ideal, realistic, and “good enough” scenario. Everyone would want the financial flexibility to tour Europe every year in a private jet, but you have to think reasonably.

Figure out your cost of living, the cost of potential vacations, entertainment, and every other expense. The more granular you get, the better you’ll become at using money to live your dream life.

I recommend getting good at a spreadsheet app such as Excel or Numbers. Use a spreadsheet to track your monthly income and expenses. You’ll learn a lot about how you’re using your money and some of the missed opportunities for growth.

You’ll also get a better idea of how much your dream lifestyle costs.

Tracking my income and expenses inspired me to trim down on any expenses I could and live good enough rather than lavishly.

If you make a 6-figure income and live a 5-figure lifestyle, you’re financially set.

Some people who make 7-figures seem financially set on the surface, but their 8-figure lifestyles destroy them. This is also why it’s important to never compare yourself to someone who *seems* to make more money than you.

Just because someone might have nicer stuff doesn’t mean their bottom line is in the green. And the bottom line is all that matters…unless you’re Nikola Motors, but time will eventually make things right.



Marc Guberti

Personal finance freelance writer -- I write articles for clients on finance, digital marketing, and other topics