Thanks for the comment AnBento. At this time I do live with my parents and am single. I have mentioned that in other articles (forgot to emphasize it here) and am very grateful for my current set up (i.e. no rent/mortgage, gas, groceries, etc.).

I do have business expenses I pay that exceed $100/mo but the $100/mo in this article is just an emphasis on personal expenses left over after the necessary expenses have been paid off. I don’t define necessary expenses as spending on yourself. I see spending money on yourself as how you treat yourself with your money. I’m not treating myself with my money when covering business expenses. That’s just to keep the tools and software I have in place. That’s why I didn’t factor in necessities such as sneakers, haircut, business expenses, and everything in between.

I don’t have a subscription to a gym (I run), Audible (podcasts + YouTube), or any streaming (my family and I almost never watch TV in general). I also don’t eat at restaurants. The more you make your own food, the less inclined you are to eat out.

This article is more geared towards people who spend a lot of money on entertainment and other fun activities when instead you don’t have to spend that much money to still have a lot of fun. Our spending went down during the pandemic and we’re not in a rush to spend money on stuff we spent it on in the past (i.e. the occasional concert, sports games, etc.)

It isn’t possible to live on $100/mo, but it’s possible to spend less than $100/mo on yourself and still have fun (i.e. treating yourself on a personal level with less than $100/mo).

When everything goes back to normal I’ll travel more so I’ll go past $100/mo on some months, but when I’m not traveling, I’m at $100/mo or less at the moment.